New · Now accepting Canadian waitlist

$15 a month.
For what comes next.

End-of-life coverage, rebuilt as one simple subscription. Funeral, legal, debt, transportation — all included. So your family never has to plan a funeral on the worst week of their life.

  Underwritten by a licensed Canadian carrier  Cancel anytime after 12 months  No medical exam
WHY WE EXIST
"My mother passed and we had seven days to find $14,000 in cash. I never want my kids to feel that."
— What every Finally Peace member eventually tells us.
Partnered with leading Canadian carriers
All policies are issued by a licensed Canadian carrier. Concierge and debt-restructuring services are delivered through Finally Peace's vetted partner network.
$15K
average Canadian funeral cost
7 days
median time families have to pay
73%
of Canadians under 50 have no plan
$2B
Canadian funeral industry, every year
Average Canadian funeral costrising year over year
$8K$10K$12K$14K20152017201920212023
Canadians facing funeral hardship% who struggled to pay
25%50%75%20172018201920202021202220232024
The problem

Death is a financial emergency families aren't ready for.

Final-expense coverage exists. But it's sold through 50-year-old agent networks, marketed to seniors only, and impossible to understand.

Funeral homes charge $9K–$15K — paid in cash, within a week.

Most families haven't planned for this. Many take on debt or crowdfund grief on social media.

Existing coverage is built for someone your grandparents' age.

Door-to-door agents, paper applications, opaque pricing. Nothing that feels designed for someone who pays for their gym on their phone.

The logistics swallow your family alive.

Casket selection, repatriation, debt cleanup, the apartment, social media, the estate — all while they're grieving.

Younger generations avoid the conversation entirely.

73% of Canadians under 50 have no plan. Not because they don't care. Because no one made it easy enough to start.

What you get for $15/month

Four things your family will never have to do alone.

One subscription. Everything that turns the worst week of your family's life into the easiest one to navigate.

1

Funeral, your way

Cremation, traditional burial, green burial, or aquamation — your choice. Casket, transport, service, paperwork — all included.

2

Legal help

Attorney-prepared will, estate paperwork, power of attorney, advance directives. Your family doesn't open a lawyer's office while grieving.

3

Debt navigation

Your family is connected to specialists who restructure, negotiate, and reorganize outstanding obligations — so they're never standing alone against a creditor.

4

Transportation

Body transport anywhere in Canada. International repatriation if you pass abroad. Family travel covered for distant relatives who need to be there.

All of this. $15 a month. Cancel anytime.
One good thing you did for your family — long before they ever needed it.
The plan

One plan. $15 a month.

Everything you need so your family never has to plan a funeral on the worst week of their life.

QUIETWORLD SUBSCRIPTION
$15/month
Everything below. Cancel anytime. Locked at signup age — for life.
FUNERAL
  • Choice of cremation, traditional burial, green burial, or aquamation
  • Casket or urn — three styles per type
  • Full service OR direct cremation
  • Live-streamed memorial for distant relatives
  • Obituary in 2 publications
  • 10 certified death certificates
LEGAL
  • Attorney-prepared will
  • Power of attorney + advance directive
  • Estate paperwork & probate guidance
  • Digital legacy management
  • Family beneficiary setup
DEBT
  • Connection to debt restructuring specialists
  • Negotiation & reorganization support
  • Guidance through outstanding obligations
  • $15,000 cash benefit for family runway
  • Apartment / room cleanout coordination
TRANSPORT
  • Body transport anywhere in Canada
  • International repatriation if you die abroad
  • Family travel for 2 distant relatives
  • Pall-bearer arrangement
  • Burial plot or scattering location coordination
Rate locked at your signup age — never increases. No medical exam. Cancel anytime.
About pricing. Headline prices apply ages 18–40. Above 40, premiums step up by age band — your final rate is set by our licensed carrier after a 60-second underwriting questionnaire. Family bundle: 10% off when two adults in your household subscribe. Lock your current rate for life with a single 12-month upfront payment.
For everyone

Respectful of all faiths & traditions.

Whatever your beliefs, your end-of-life wishes are honoured exactly as you choose — cremation, burial, aquamation, or any faith-specific tradition.

Christianity
Judaism
Islam
Hinduism
Buddhism
Sikhism
Taoism
Shinto
Jainism
Bahá'í
Zoroastrian
Confucianism
Native Spirit
Orthodox
Secular
Rastafari
Respectful of all faiths & traditions
Compare

Finally Peace vs traditional coverage.

A 50-year-old product, sold the same way for 50 years. We rebuilt every piece.

Traditional final expense
Finally Peace
How you sign up
×In-home agent visit, paper application
8 minutes on your phone
How long until you're covered
×2–4 weeks
Minutes — simplified-issue, no exam
Pricing transparency
×"Call for a quote"
One price, $15/mo — no hidden fees
When you die, who handles it
×Your family — alone, on the worst week of their life
One Finally Peace concierge, end-to-end
Cancellation
×Lose what you've paid in
Cancel anytime after 12 months
Built for
×People 70+
You, today, on your phone
How it works

Three steps. Done in minutes.

From signup to a real, licensed coverage plan in your name — without a single phone call.

1

Sign up

One $15/month subscription. Everything included. No tier picker, no quote forms.

2

Quick quiz

5 health questions. No medical exam. Simply covered.

3

Your future is secured

We're here when needed. Until then — live your life.

Why Finally Peace

Real coverage. Real service.

Built differently from the inside out — but with a 90-year-old product underneath.

Backed by a real carrier

Your policy is underwritten by a licensed Canadian life carrier. Capital reserves, regulator oversight, the works. We handle the experience; they handle the underwriting.

Concierge, not a call center

When your family calls Finally Peace, they get one real person who handles everything: funeral home, casket, transport, paperwork, even the cleanup of your apartment.

Built for who you are now

Final-expense coverage has been sold the same way for 50 years — door-to-door agents and senior TV ads. Finally Peace is the first version made for someone who buys things on their phone.

Voices

From people who stopped avoiding it.

Early Finally Peace members. Real conversations from our beta — names changed where requested.

★ ★ ★ ★ ★
"I'd been putting this off for four years. Finally Peace took twelve minutes. I cried a little after I hit submit — not because it was sad, just because it was finally done."
MR
Maya R., 42
Toronto · Finally Peace subscriber
★ ★ ★ ★ ★
"My dad has early-onset Alzheimer's. Finally Peace is the first product I've ever seen that quietly handles the things you don't want to think about."
JK
Jordan K., 38
Vancouver · Finally Peace subscriber
★ ★ ★ ★ ★
"I tried to buy final-expense coverage two years ago. A man in a suit came to my apartment for two hours. I bought Finally Peace in a coffee shop on my phone. That's the entire pitch."
SP
Sarah P., 51
Calgary · Finally Peace subscriber
★ ★ ★ ★ ★
"I'm 56 and just signed up for Finally Peace. I stopped thinking of coverage as paperwork and started thinking of it as part of my life."
DL
David L., 56
Montréal · Finally Peace subscriber
★ ★ ★ ★ ★
"When my mom passed last fall, Finally Peace handled the funeral home, the casket, transport from Florida, and the apartment cleanout. I made one phone call. They handled the rest."
AT
Anna T., 47
Ottawa · Daughter of a Finally Peace subscriber
★ ★ ★ ★ ★
"Finally Peace is the rare product that makes you feel less alone."
Join the waitlist →
348+
Canadians already on the waitlist+ Spots filling fast — lock your rate now
FAQ

The questions everyone asks.

Is this real coverage or just a savings plan??
Real coverage. Every Finally Peace subscription includes a licensed coverage plan in your name, issued by a regulated Canadian carrier. The subscription wraps the policy with our service layer — funeral arrangements, repatriation, concierge, AI memorial — but the underlying product is regulated final-expense coverage.
What if I cancel?
12-month minimum commitment. After that, cancel anytime. Your policy lapses if you stop paying. You can also lock your current rate for life by paying 12 months upfront once.
Is there a waiting period before coverage kicks in?
For natural-cause deaths, full benefits pay out after 24 months of premium (industry standard for simplified-issue products). During the first 24 months, your family receives a pro-rated payout. Accidental death is covered in full from day 1.
What if I die outside Canada?
Yes. International repatriation is included in your $25 subscription. Finally Peace arranges and pays for transport of your body back to your home country, anywhere in the world.
What is the AI memorial avatar?
During your time as a subscriber, you can record memories, stories, and answers to prompts. We use that material to build a private, family-accessible AI avatar — so your grandchildren can hear your voice and your stories long after you're gone. Optional and fully under your control.
What if I'm already showing memory or cognitive symptoms when I sign up?
Finally Peace requires you to be cognitively healthy at the time you enroll — this is standard for any final-expense coverage product. The 5-question health quiz at signup includes a brief cognitive screen.
From what age can I sign up?
Finally Peace is available from age 18 to 75. Sign up takes 8 minutes on your phone — no medical exam, just a 5-question health questionnaire.
Does pricing change with age?
Yes. Headline prices ($20 / $80 / $200 / $500) apply ages 18–40. Above 40, premiums step up in published age bands: 41–50 (×1.5), 51–60 (×2.2), 61–70 (×3.5), 71–80 (×5.5). Health adjustments are on top: Preferred (non-smoker, healthy) gets −10%, smokers/controlled conditions get +40%. Lock your rate band for life with a one-time 12-month upfront payment.
If I sign up young, does my price go up as I age?
No. Your rate band is set at signup and frozen for life — even when you cross into a higher age band years later. A 32-year-old who signs up today will pay the 32-year-old rate at 65. This is the single biggest reason to start now: the carrier locks your rate at today's age — forever.
The app

Carry Finally Peace in your pocket.

Install the Finally Peace app on your phone or desktop in one tap. Manage your subscription, store your wishes, and give your family one number to call — all from your home screen.

  • Installs straight to your home screen — no app store
  • Opens full-screen, like a native app
  • Works on iPhone, Android, and desktop
  • Always up to date — nothing to update manually
On desktop (Chrome / Edge)
  1. Click the install icon in the address bar (a monitor with a down-arrow).
  2. Or open the ⋮ menu → “Install Finally Peace…”.
  3. Click “Install” — it opens in its own app window.
Works on any modern phone or computer — no app store needed.
Or open the app in your browser →
Finally Peace
For what comes next.

Join the Finally Peace waitlist.

We're launching in Ontario first. Early members get locked-in founder pricing and influence the product before launch.

No spam. We email you twice — once when we launch, once if you ask.
348+
Canadians already on the waitlist+ Spots filling fast — lock your rate now